Why You’ll Love This Recipe
This chocolate chip and banana muffins recipe combines the natural sweetness of ripe bananas with rich, melty chocolate chips to create perfectly moist and flavorful treats. These muffins are incredibly easy to make with simple pantry ingredients, requiring just one bowl and minimal prep time. The bananas add natural moisture and sweetness while reducing the need for excess oil or sugar, making these a slightly healthier indulgence. Whether you’re looking for a quick breakfast option, an afternoon snack, or a delicious way to use up overripe bananas, this recipe delivers bakery-quality results every time. The combination of tender banana bread-like texture with bursts of chocolate makes these muffins irresistible to both kids and adults.
Ingredients You’ll Need

Dry Ingredients:
- 1 1/2 cups all-purpose flour
- 1 teaspoon baking soda
- 1/4 teaspoon salt
Wet Ingredients:
- 3 ripe bananas (mashed)
- 1/2 cup granulated sugar
- 1/4 cup packed brown sugar
- 1/3 cup vegetable oil
- 1 large egg
- 1 teaspoon vanilla extract
Additional:
- 3/4 cup semi-sweet chocolate chips
How to Make Chocolate Chip and Banana Muffins
Step-by-Step Instructions:
- Preheat and Prepare: Preheat your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or grease with cooking spray.
- Mix Dry Ingredients: In a large mixing bowl, whisk together the flour, baking soda, and salt until well combined.
- Prepare Wet Ingredients: In a separate bowl, mash the ripe bananas until mostly smooth (a few small lumps are fine). Add the granulated sugar, brown sugar, vegetable oil, egg, and vanilla extract. Whisk until well combined.
- Combine Mixtures: Pour the wet ingredients into the dry ingredients. Using a wooden spoon or rubber spatula, gently fold the mixture together until just combined. Don’t overmix – the batter should look slightly lumpy.
- Add Chocolate Chips: Gently fold in the chocolate chips, reserving a few to sprinkle on top if desired.
- Fill Muffin Cups: Divide the batter evenly among the muffin cups, filling each about 2/3 full. Sprinkle reserved chocolate chips on top.
- Bake: Bake for 18-22 minutes, or until a toothpick inserted into the center comes out clean or with just a few moist crumbs.
- Cool: Allow muffins to cool in the pan for 5 minutes before transferring to a wire rack to cool completely.
Helpful Tips
Use very ripe bananas with brown spots for the best flavor and natural sweetness. The riper the bananas, the more flavorful your muffins will be. Don’t overmix the batter once you add the wet ingredients to dry ingredients, as this can result in tough, dense muffins. Mix just until the flour disappears. For extra chocolate flavor, try using a combination of mini chocolate chips and regular-sized chips. Fill muffin cups consistently to ensure even baking – an ice cream scoop works perfectly for this. If your muffins are browning too quickly on top, tent them with aluminum foil during the last few minutes of baking.
Details
Prep Time: 15 minutes
Cook Time: 20 minutes
Total Time: 35 minutes
Servings: 12 muffins
Difficulty: Easy
Notes

For best results, measure flour by spooning it into measuring cups and leveling off rather than scooping directly from the bag. You can substitute the vegetable oil with melted butter, coconut oil, or applesauce for different flavor profiles. If you prefer less sweet muffins, reduce the granulated sugar to 1/3 cup. These muffins freeze beautifully for up to 3 months when wrapped individually in plastic wrap. For a fun variation, try adding chopped walnuts or pecans along with the chocolate chips.
Frequently Asked Questions
Can I use frozen bananas? Yes, thaw completely and drain excess liquid before mashing and using in the recipe.
What if I don’t have brown sugar? You can substitute with an equal amount of granulated sugar, though the muffins will be slightly less moist.
Can I make mini muffins? Absolutely! Reduce baking time to 12-15 minutes and check for doneness with a toothpick.
How do I know when the muffins are done? A toothpick inserted in the center should come out clean or with just a few moist crumbs attached.
Can I make these dairy-free? Yes, this recipe is naturally dairy-free as written, just ensure your chocolate chips are dairy-free.
Why are my muffins dense? This usually happens from overmixing the batter or using bananas that aren’t ripe enough.
Storage Instructions
Store cooled muffins in an airtight container at room temperature for up to 4 days. For longer storage, wrap individual muffins in plastic wrap and freeze for up to 3 months. To refresh day-old muffins, warm them in the microwave for 10-15 seconds or in a 300°F oven for 5 minutes. If storing for more than 2 days, consider refrigerating to maintain freshness, especially in humid climates. These muffins also travel well when individually wrapped, making them perfect for lunch boxes or on-the-go snacks.
Conclusion
This chocolate chip and banana muffins recipe proves that simple ingredients can create extraordinary results. The combination of sweet, ripe bananas and rich chocolate chips creates a perfect balance of flavors that appeals to all ages. With minimal prep time and basic pantry staples, you can have fresh, homemade muffins ready in under 40 minutes. Whether you’re meal prepping for busy mornings, treating yourself to an afternoon snack, or finding a delicious way to use overripe bananas, this recipe delivers consistent, bakery-quality results every time. The moist, tender crumb and bursts of chocolate make these muffins a guaranteed crowd-pleaser that you’ll want to make again and again.





